Credit Analyst Mid Shift Night Shift

About Us Chevron is a leading multinational energy company with operations in over 180 countries. Founded in 1879, Chevron has a rich history of innovation and growth, making significant contributions to the global energy landscape. Chevron markets Caltex® fuels, lubricants and other petroleum products in the Philippines. Our network of service stations, terminals and sales offices forms the backbone of our presence in the Philippines. Chevron supports its operations in the Philippines and worldwide through two subsidiaries: Chevron Philippines Incorporated (CPI), which manages downstream operations and markets Caltex brand fuels, lubricants and petroleum products, and Chevron Holdings Incorporated (CHI), a global business services organization. Established in 1998, CHI provides business support services in finance and accounting, information technology, supply chain management, human resources, customer service and marketing. It serves Chevron affiliates around the world and has grown to be one of the leading global business services organizations in the Philippines. The company has received various recognition as one of the country’s top employers and as a champion of diversity and inclusion in the workplace. At Chevron, we believe humanity can solve any challenge – including meeting the world’s energy needs of today, while advancing a cleaner energy tomorrow. About the Role We have an exciting opportunity for a Credit Analyst. This role will be based in 6750 Building, Makati City, Philippines. Responsibilities include, but are not limited to, the following : Handles a portfolio of customer accounts with key activities as follows: Monitors and reviews credit limits of new and existing counterparties; involving in-depth analysis of counterparty’s financial standing, industry review, business outlook, risks and opportunities; Prepares credit assessment and administer the approval process for credit limits and terms; Applies credit risk mitigation strategy including obtaining acceptable forms of securities from counterparty; Updates and maintain the credit limits and data in system; Provides advisory function on documentary credit, bank guarantees and standby letter of credit; Provides advisory function on credit issues in the contract and credit structures such as collateral and mitigation strategy and trade finance tools; Monitors credit key performance indicators (KPIs) such as Payment Performance; Collection Efficiency Index (CEI); Days Sales Outstanding (DSO), etc; Reviews, assesses and administers approval process for orders blocked due to credit violations; Contributes towards developing and implementing credit risk management processes; Active participation on improving credit risk management policies to meet industry best practices; Actively implement & comply with the Credit Policy; Ensure the trading and marketing business activities of S&T and Downstream business is conducted according to the Credit Policy Identifies, measures and control credit risk mitigation activities in S&T and Downstream business; Active participation in the development of information systems to accurately capture credit exposures; Prepares credit management reports; and Maintains and develops relationships with relevant stakeholders Collateral Management: Knowledge and appreciation of ICC UCP600 & ICC ISP98 Handles Letter of Credits i.e. Documentary Letter of Credit (DLC) & Stand by Letter of Credit (SBLC) review & negotiation with S&T counterparties Coordinates with Banks, S&T Operations, Traders and Legal team for issuance of acceptable LC formats from Chevron bank list Provides timely clearance and issuance of Credit Security Notification (CSN) for trading deals fully secured by LCs Identified as Letters of Credit (LC) – SME, and provides support and guidance as necessary, on review of DLC & SBLC terms & conditions Provides support in management of fully secured deals in Brady Credit Risk (BCR) Reviews and processes all LC related bank charges and confirmation fees Collateral Drawings: Closely monitor due dates of all active trading deals fully secured by acceptable LCs. Prepares all necessary documents to facilitate timely & full collection of all deals covered by letter of credit About You We know our greatest resource is the ingenuity, creativity and innovation of our people. Applications from motivated and talented individuals with a keen interest in the energy industry are encouraged. Knowledge, Skills, and Experience: Bachelor's Degree major in Accountancy, Management Accounting, Accounting Technology and related courses. Proficient in MS Office and SAP system Fluency in English Good analytical skills (quantitative and qualitative analysis) and strong accounting background highly preferred Ability to work systematically, prioritize tasks and adhere to deadlines Ability to balance risks and business requirements Ability to adapt to varying work situations and is flexible in the approach to resolving challenges Work